Most families are entitled to some funded hours of childcare, when and how many will be dependent on where you live. Together with financial wellbeing experts, Nudge, we've put together a brief overview of what’s available and how to apply.
Getting funded childcare hours can reduce the amount you have to spend on childcare. Its availability and the number of hours on offer can vary according to where you live and the age of your child. This can appear a little complicated at first, but generally speaking in the UK, the minimum available will be 10 to 16 hours a week for three and four-year-olds. For some working parents it can be as much as 30 hours, while for some people claiming certain benefits, funded hours are available from the age of two.
In Scotland and Wales, there are changes happening to increase the provision of funded childcare, so it’s worth keeping an eye on this gradual rollout so you don’t miss out. Your local authority will have the most detailed information about exactly what is available in your area.
In England, a total of 570 hours a year of funded childcare is available to this age group for parents. This is 15 hours a week over 38 weeks each year, but you can take it as fewer hours over more weeks.
It must be with an ‘approved’ childcare provider (i.e. registered with the appropriate regulator) - not all providers are part of this scheme. You can usually get the hours at:
You can get the hours starting from the term after your child’s third birthday, and up until they start reception class or reach compulsory school age. Click here for more information.
In Scotland, the scheme is similar, but you get slightly more hours ranging from 940 -1,140 hours a year. Find out more here or from your local authority’s website.
In Northern Ireland, it is similar but with a few key differences. Funded childcare is known as funded pre-school. You get slightly fewer hours - 475 per year, working out as 12.5 hours per week, which must be taken as 2.5 hours a day over five days a week during term time. It is regarded as Early Years education rather than childcare and can’t be provided by childminders. Find out more from nidirect.
In Wales, the scheme is similar but works slightly differently too. You get 12.5 hours a week over 48 weeks in a school or funded nursery as part of what’s known as the Foundation Phase. Find out more from the Welsh Government website or the Cardiff Council website.
In England and Scotland, parents claiming certain benefits (including some working benefits) and cared for children can access these funded hours when their child is younger. It’s available for those eligible from the term after the child’s second birthday. Find out more here.
In some areas in Wales, the Flying Start scheme offers some two and three-year-olds 2.5 hours per day free, five days a week over 39 weeks. Find out more about eligibility from Cardiff Flying Start or the Welsh Government website.
In Scotland, some two-year-olds can get up to 1,140 hours per year if the parent is receiving certain benefits. Find out more about eligibility here or from your local authority’s website.
An additional 15 hours of funded childcare is available for working parents in England earning a certain amount, bringing the total each week to 30 hours. You can usually still get these extra hours if you’re working and claiming Universal Credit, tax credits, Childcare Vouchers or Tax- Free Childcare. Find out more about eligibility for 30 hours here.
Bright Horizons offer 30 hours funded childcare for all eligible working families in the UK. To find out more click here.
In Wales, some working parents can get an additional 17.5 hours, bringing the total to 30 hours over 48 weeks a year term time and 30hours for 9 weeks of non-term time. Visit the Cardiff Council Government funded childcare page or the Welsh Government website to find out more about eligibility.
In Scotland, 1140 hours will be available to all children in August 2021. Do check your local authority’s website for details.
No additional hours are available in Northern Ireland.
After checking you and your child’s eligibility, as well as the rules of the scheme where you are in more detail, you’ll need to apply for your funded hours via your local authority (except in Northern Ireland).
Here’s how you can find yours: